Articles

Your Rights When Filing a Claim

Wed, 09 Sep 2009 16:04:19 -0400

When you’re involved in a car accident, you may feel you’re at the mercy of your auto insurance company. But you are not entirely without rights. Your state probably has passed laws protecting against unfair auto insurance and/or unfair claims settlement practices.

How Credit History Affects Your Auto Insurance Rates

Wed, 09 Sep 2009 16:02:24 -0400

Auto insurance companies now consider your credit history before making a decision as to whether or not they’ll insure you and your family.

Cell Phones and Driving are a Dangerous Mix

Wed, 09 Sep 2009 15:50:13 -0400

What’s even more dangerous than talking on your cell phone while driving? You guessed it . . . texting!

College Graduates

Wed, 09 Sep 2009 15:48:38 -0400

You have a lot of decisions to make once you graduate from college and chances are auto insurance isn’t high on your list of discussion points. But it should be for two reasons.

Auto Insurance Basics

Wed, 09 Sep 2009 15:47:19 -0400

This category includes the type and amount of coverage required by the state in which you are insured. Besides covering damage to property and people, the category protects against any legal costs incurred in the event you are at fault and sued by another party involved in the accident.

Affordable Insurance

Wed, 09 Sep 2009 15:45:13 -0400

If you drive, listen to the radio or watch television, you know that when it comes to auto insurance, you have plenty of options.

First Time Buying Tips

Wed, 09 Sep 2009 15:40:03 -0400

Auto insurance coverage isn’t something you think about until you need it. When that time arrives, having the right coverage is vitally important. The alternative to insurance coverage is you having to pay out of your pocket for any accident-related expenses that aren’t covered by your auto insurance policy.

Secrets That Can Save Money

Wed, 09 Sep 2009 15:35:27 -0400

Auto insurance can be expensive but there are ways you can get the greatest amount of coverage at an affordable price. This article has 5 things you should consider when purchasing or renewing your auto insurance plan.

Auto Insurance Premiums and Bankruptcy

Wed, 09 Sep 2009 15:31:38 -0400

Bankruptcy used to be something that only financially irresponsible individuals turned to. Today however, hard-working people from every class are facing harsh economic conditions

Auto Insurance for Your Customized Car

Wed, 09 Sep 2009 15:30:40 -0400

Lots of drivers customize their cars as a way to express their individuality. From custom paint jobs and chrome rims on the outside to LCD monitors and top-of-the-line electronic systems on the inside, there seems no end to what drivers are doing to help their cars get noticed.

Should You File An Auto Insurance Claim

Wed, 09 Sep 2009 15:21:35 -0400

Did you know that any time you contact your auto insurance company to inquire about filing a claim that conversation may become part of your insurance record? Even if you decide not to file a claim, that inquiry could trigger a rate increase. Worse, it could lead to the insurance company dropping your coverage completely.

Reporting a Car Accident to Your Insurance Company

Wed, 09 Sep 2009 15:21:21 -0400

If you’ve been in a car accident you need to contact your auto insurance company regardless of which party was at fault. Ideally this should be done right away, but if not, definitely call before the time frame for filing a claim expires. There is one, and if you don’t know what it is, ask or you may miss the opportunity to benefit financially from your policy. In other words, you’ll be paying out of your own pocket.

When Vandalism Strikes Your Car

Wed, 09 Sep 2009 15:21:09 -0400

Vandalism can strike any vehicle at any time. You might find that a rock has been thrown through one of the windows. You might return from a trip and find that the car you parked in a long term lot has been vandalized by burglars. You might find your paint job ruined by the deep strokes of a key. No matter what you find, emotions usually run high in these situations.

Using a Preferred Auto Shop

Wed, 09 Sep 2009 15:17:00 -0400

Many auto insurance companies have what they refer to as a network of preferred auto shops. When you file a claim for damage, your insurer may suggest you take your car to a preferred auto shop for the needed repairs.

The Highest Risk Drivers

Wed, 09 Sep 2009 15:16:36 -0400

Is it teenagers, the newly unemployed, underinsured motorists, seniors, expectant mothers, or some other group that has the distinction of being the highest risk drivers?

Your Car is Totaled

Wed, 09 Sep 2009 15:16:24 -0400

Any traffic accident is unnerving. But when your car is totaled, the situation is even more stressful. A better understanding of the way your auto insurance company deals with this situation can alleviate much of the added stress. And that’s great news at a time like this.

Insurance Fraud Not Worth The Risk

Wed, 09 Sep 2009 15:15:54 -0400

When times get tough, the auto insurance industry sees a predictable pattern: Policyholders make more, but smaller claims.
Figuring out which claims are warranted and which are potentially fraudulent is the job of the SIU, the Special Investigations Unit.

Lower the Risk of Car Theft

Wed, 09 Sep 2009 15:15:42 -0400

Certainly, some cars are more desirable to car thieves than others. Therefore, one way to reduce the likelihood of car theft is by avoiding those cars. But even driving a “less desirable” car doesn’t exclude the possibility of it ever being stolen. Its parts may have value or a thief may need a ride.

Ten Ways To Avoid A Car Accident

Wed, 09 Sep 2009 15:14:36 -0400

Think all car accidents are unavoidable? Some are but others aren’t, especially if you keep these 10 tips in mind while driving.

Assessing Elderly Drivers

Wed, 09 Sep 2009 15:14:10 -0400

Aging can’t be avoided, and sometimes you’re faced with taking the keys away from an elderly friend or loved one. Here’s how to handle this delicate situation.