Electric Insurance

Electric Insurance got its start back in the early 1960’s when it began offering auto and homeowner’s insurance to the same General Electric employees that its parent company, EMLICO, had been offering Workers’ Compensation insurance to. For a while, Electric Insurance insured only GE employees. But as positive praise about the company spread, it soon began insuring general consumers. Today the policyholder breakdown is approximately 60% GE employees and 40% general consumers.

Electric Insurance Customer Service

While some companies claim to put customers first, this is exactly what Electric Insurance does, day after day. The company’s customers back this up, with a whopping 95% of them rating its customer service as Excellent and 97% of them satisfied with the company’s claims service. Happy customers fueled the company’s growth and they continue to propel that growth today.

It’s true! Had the GE employees not boasted to friends and family about the exceptional customer service they received, the company might never have expanded beyond that original pool of customers. A good example of the company’s commitment is its rapid response to customer inquiries. If received during regular business hours, the inquiry is responded to within two hours. If received after hours, it’s responded to within 24 hours.

Electric Insurance Ratings

The independent A.M. Best Company, known worldwide for its publication of insurance company performance and financial strength information, has given Electric Insurance an “A” rating. This highest rating means consumers can have confidence in this auto insurance company’s stability, financial strength and longevity.

Electric Insurance Discounts

Electric Insurance does offer discounts on auto insurance for policyholders that meet certain criteria. Your auto insurance specialist can help answer your questions regarding your eligibility and ability to take advantage of available discounts. They include:

  • Discounts for mature drivers
  • Discounts for having eligible anti-theft and/or safety features
  • Discounts for completing defensive driver/driver training and safety courses
  • Safe driver (accident free) discounts
  • Multiple car discounts
  • Multiple policy discounts (not all states)
  • Discounts for being a good student
  • Low miles discount
  • Group affiliation discount
Available Optional Coverage
  • Glass coverage
  • Rental Reimbursement
  • Homeowner’s Insurance policies
  • Labor and towing