Cell Phones and Driving are a Dangerous Mix
Not so long ago talking on a cell phone was one of a driver’s biggest distractions. And while talking on a cell phone while driving is still a big problem, an even bigger problem is looming. That problem involves drivers that send, receive, and yes – even create text messages while they are driving!
For most of us, creating text messages requires using two hands AND looking at the keypad. Experienced texters may use just one hand, but they still do need to take their eyes off the road from time to time. And that split second of not looking where they’re going is enough to cause a serious car accident.
Texting aside, let’s take a closer look at the dangers of cell phones and driving.
When you talk on your cell phone while driving, you have to share your focus between the conversation and driving defensively. With so much to pay attention to while driving, why would you willingly give the task only half of your attention?
Whenever you’re not fully focused, you put at risk not only yourself but your passengers, other drivers, and everyone around you!
Inconsistent regulation
Another problem with cell phone use while driving is that state insurance laws are inconsistent in their approaches to deter this potentially life-endangering problem. Some insurance states have taken more aggressive action, banning cell phone use and imposing severe fines on those who are caught. Some have banned hand-held cell phones but allow drivers to use “hands-free” devices (which are only marginally safer). Others states have addressed this issue but have not passed any legislation.
If you don’t know the laws on driving and cell phone use in your state, it’s time you find out. Better yet, just pull over to the side of the road and talk or text while you are stopped. No mobile conversation should ever be so important that you’re willing to put your life as well as the lives of others at risk. That doesn’t make sense.
Increased auto insurance rates
Here’s something else to consider. If you get in a car accident and you’re found at fault, there’s a good chance your auto insurance premiums will increase. Very few things pose a higher risk than using your cell phone while driving. Fortunately, eliminating the risk is easy: Just don’t do it.