Which Group Holds The Distinction Of Being The Highest Risk Drivers?
Which Group Holds The Distinction Of Being The Highest Risk Drivers?
You might think the winner of this not so envious title is a tie between senior drivers and teenaged drivers. But believe it or not, one group stands apart from the other: Teenagers.
No doubt the number of auto accidents involving senior drivers and teenage drivers is higher than other groups. But teenagers, especially male teenagers between the ages of 15 and 20, make up the highest risk group.
Why?
The main reason for the increased risk among teenage drivers is because they have not had ample time to acquire the driving or judgment skills needed to know how to avoid traffic accidents. Another problem is that teenagers are more likely to be distracted by loud music, conversations with friends, and even text messaging, all of which increase their risk of an accident. Add to that their need for speed and their inexperience in knowing the best way to react in different driving situations and it’s easy to see why they so often hold this honor.
But seniors have problems too
No doubt seniors have problems unique to their age group as well; problems that make them close runners-up. However, studies suggest that seniors are more aware of and more willing to accept their limitations. If they have trouble seeing at night for example, they tend to avoid driving when it’s dark. If they’re on medication that recommends they not drive, they usually don’t. Plus, seniors have been driving most of their lives and simply have more driving experience than those just starting out.
What’s the solution?
The fact that seniors have been driving so long is justification for taking courses designed to keep older drivers safe. Mature Driver Improvement classes explain current driving laws and remind them how to drive defensively. Completion of these courses may entitle the senior to a discount on auto insurance, too. If there’s an older driver close to you, it’s a good idea to monitor their driving to determine if and when it’s time to stop.
Younger drivers can also take courses, both at school and on their own, to reinforce safe driving skills so that one day, they too may be eligible for better discounts on auto insurance.