Filing an Insurance Claim
Auto accidents happen to the best of us, like it or not, the majority of American drivers will have the unfortunate experience of having to file an auto insurance claim. Truth be told, they aren’t really accidents at all, to drivers and insurance companies alike, they are considered more of an incident. In most cases they are an incident that most drivers would like to forget. The expert articles below will help make filing your auto insurance claim as easy and as painless as possible.
Get Your Free Car Insurance Quote Now!
- Lower the Risk of Car Theft
Certainly, some cars are more desirable to car thieves than others. Therefore, one way to reduce the likelihood of car theft is by avoiding those cars. But even driving a “less desirable” car doesn’t exclude the possibility of it ever being stolen. Its parts may have value or a thief may need a ride.
Read More
- Insurance Fraud Not Worth The Risk
When times get tough, the auto insurance industry sees a predictable pattern: Policyholders make more, but smaller claims.
Read More
Figuring out which claims are warranted and which are potentially fraudulent is the job of the SIU, the Special Investigations Unit.
- Your Car is Totaled
Any traffic accident is unnerving. But when your car is totaled, the situation is even more stressful. A better understanding of the way your auto insurance company deals with this situation can alleviate much of the added stress. And that’s great news at a time like this.
Read More
- The Highest Risk Drivers
Is it teenagers, the newly unemployed, underinsured motorists, seniors, expectant mothers, or some other group that has the distinction of being the highest risk drivers?
Read More
- Using a Preferred Auto Shop
Many auto insurance companies have what they refer to as a network of preferred auto shops. When you file a claim for damage, your insurer may suggest you take your car to a preferred auto shop for the needed repairs.
Read More
- Your Rights When Filing a Claim
When you’re involved in a car accident, you may feel you’re at the mercy of your auto insurance company. But you are not entirely without rights. Your state probably has passed laws protecting against unfair auto insurance and/or unfair claims settlement practices.
Read More
- When Vandalism Strikes Your Car
Vandalism can strike any vehicle at any time. You might find that a rock has been thrown through one of the windows. You might return from a trip and find that the car you parked in a long term lot has been vandalized by burglars. You might find your paint job ruined by the deep strokes of a key. No matter what you find, emotions usually run high in these situations.
Read More
- What to Do When You’re Involved In A Car Accident
You’ve just been involved in a car accident and now you’re scared, jittery, and perhaps confused. That’s understandable. But there are important steps that you need to take right away.
Read More
- Reporting a Car Accident to Your Insurance Company
If you’ve been in a car accident you need to contact your auto insurance company regardless of which party was at fault. Ideally this should be done right away, but if not, definitely call before the time frame for filing a claim expires. There is one, and if you don’t know what it is, ask or you may miss the opportunity to benefit financially from your policy. In other words, you’ll be paying out of your own pocket.
Read More
- Should You File An Auto Insurance Claim
Did you know that any time you contact your auto insurance company to inquire about filing a claim that conversation may become part of your insurance record? Even if you decide not to file a claim, that inquiry could trigger a rate increase. Worse, it could lead to the insurance company dropping your coverage completely.
Read More